Menu
Many people mistakenly think that disputing their credit report will harm their credit score. However, under the Fair Debt Collection Practices Act (FDCPA), you have the legal right to question and ask for proof of any debt that appears on your credit report.
When errors or mistakes are found and fixed through the dispute process, your credit score improves. This can only benefit you, as a higher score may help you qualify for better loan terms.
Sometimes, when applying for a mortgage, your lender might tell you that certain disputes need to be resolved or removed before moving forward. This depends on the lender, as not all disputes create issues. If disputes on your credit report are causing problems, we can help you resolve them quickly and smoothly so you can move ahead with your home loan.
Sending a Written Request by Mail
For clients ready to proceed with their loan, we handle this process for you. Our processing team will create and send customized letters to the major credit bureaus on your behalf. This process usually takes up to 45 days when done by mail.
Sending a Written Request by Fax
In addition to mail, we also send dispute removal requests by fax. Our processing team handles this as part of our services. Similar to mail, it can take up to 45 days to remove disputes via fax.
Contacting the Credit Bureaus by Phone
We can also call the major credit bureaus for you. One of our specialists will reach out to request dispute removal. This method is faster, often taking just 24 hours, though it can sometimes take up to 35 days.
Londyn’s Financial Services makes the process as easy as 1-2-3.
We work hard to protect your rights as a consumer and deliver top-quality credit repair services.
We have many years of experience in evaluating and guiding consumers to assert their legal rights. We do it every day!
