Build Credit Score
You Have Control Over Your Credit Report
Most people think that they don’t have any control over what goes in on their credit reports. If you are thinking along the same lines, you’re wrong. In fact, you are in complete control over what appears in your credit report. In fact, the same goes true if you want to build credit score.
Londyn’s Financial Services LLC can help provide you with all the necessary tools, information, and support to build credit back to its original state.
Find More Options to Rebuild Credit History
- Get a new credit card.
- Open a secured credit card.
- Maintain low balances.
- Pay in a timely manner.
- Retain your credit cards for years.
- Reduce any outstanding balances.
What goes on in your credit history will have an effect on your credit score. This is why getting credit cards with good terms can help you out. Regardless of whether you want to build credit history or just came from a bad credit standing, we are here to help you out. All that you have to do is to call us up and we’ll be there for you.
How New Credit Cards Can Help
Applying for new credit cards can be useful when building your credit history. However, this doesn’t mean that you should go and get as many as you can. Having a new credit card gives you the chance to make payments on time for the items you purchased. This, in turn, helps you build good credit. On the other hand, if you haven’t built enough credit history because of your age, you can either have good terms or deal with higher interest rates.
Build Your Credit Score
Wondering how to rebuild credit history? Learn the steps to rebuilding your credit score and available options to do so.
- Get a new credit card
- Retain your active credit cards for years
- Keep your balances down low
- Ensure payments are done in a timely manner
- Pay off any outstanding balances
What are Secured Credit Cards?
Was your application for a new credit card declined? This may be in part of not having enough credit history under your name. If this is the case, why not look into secured credit cards? In this instance, you will need to deposit money into the card, much like a debit card. After putting in an initial amount, you can use your credit card as you see fit, provided that you stick with the amount of money you have deposited. However, you need to ensure that you pay your dues on time since the interest rates are higher because of your lack of credit history.
Start Building Your Credit Score with Us
We at Londyn’s Financial Services LLC know the importance of putting money in your savings account for a rainy day. In fact, this will come to the rescue when you are in need of large amounts of money. The good news is that this will not have any direct effect on your credit score. This is because credit scores do not take into consideration the disposable cash that you have set aside. Aside from that, having your savings account means that you will be less likely to use your credit card to purchase goods.
Our company is here to provide you with guidance when it comes to building credit with no credit history. Call us now and let’s get started!
